Reviewed 2026-10-31. General independent information; check current official immigration, financial and medical guidance before acting.
Expert take — Cost of Asia editorial team Vietnam has no retirement visa and no digital nomad visa, so most expats who are not employed locally live on the 90-day e-visa, and that makes your city's airport part of your housing decision. The official tourism authority lists the e-visa at up to 90 days, with single entry at US$25 and multiple entry at US$50. Choose the multiple-entry version, and before you sign a 12-month lease, work out how you will leave and re-enter every quarter (route, cost, time).
This guide is for people choosing a base in Vietnam for a year or more: remote workers, retirees, families and anyone moving with a local job offer. We compare six places on cost, air quality, internet, climate and day-to-day logistics, using data we pulled and dated this month.
The main trade-off is simple. Ho Chi Minh City and Hanoi give you jobs, schools and hospitals, but you pay for them in traffic and, in Hanoi's case, winter air pollution. Da Nang, Hoi An, Da Lat and Nha Trang are calmer, but you have fewer services and fewer flights.
A note on names: Vietnam overhauled its administrative map on 1 July 2025, cutting provinces from 63 to 34 and abolishing the district level. Hoi An now sits inside Da Nang, and Ba Ria–Vung Tau and Binh Duong were folded into Ho Chi Minh City. Locals, landlords and listings still use the old names (District 2 / Thao Dien, Tay Ho), and so do we.
At a glance
| Best for | Pick | Why |
|---|---|---|
| First move, beach plus city | Da Nang | Mid-sized, coastal, established foreign community |
| Careers, schools, hospitals | Ho Chi Minh City | Largest job market, faster fixed broadband than Hanoi in Ookla data |
| Culture and seasons | Hanoi | Real winter, cheapest big-city rent, but serious winter smog |
| Small-town pace | Hoi An | Walkable heritage town 30 km from Da Nang |
| Cool weather | Da Lat | Around 1,500 m altitude, 14–23°C average range |
| Beach life on a budget | Nha Trang | Long city beach, distinct dry season |
How we chose
We weighed each place on:
- Cost: Numbeo's monthly estimates (excluding rent) and one-bedroom rents, with the page's update date.
- Air quality: IQAir annual PM2.5 averages where they exist.
- Internet: Ookla's Speedtest Global Index for August 2026.
- Climate and seasons: rainy, typhoon and pollution seasons.
- Access and services: airport and transit, healthcare, the size of the foreign community.
- Visa logistics: how easy it is to live on rolling e-visas from that city.
Sources are listed at the end. Checked on 31 October 2026.
1. Da Nang — best for a first move
Da Nang is where many first-time expats land, and it is easy to see why. You get a beach city with a working downtown, the An Thuong area near My Khe beach for foreigners who want walkable streets, and Hoi An about 40 minutes south. Numbeo's Da Nang page (updated 28 October 2026) puts a single person's monthly costs at about US$453 before rent, with a one-bedroom in the center at roughly 14.6 million VND and outside the center at about 9.4 million VND.
Who it suits
Remote workers, couples and retirees who want the sea, a manageable city size and an established foreign community without Saigon's intensity.
Trade-offs
The season matters. A nomad-focused guide from nomada.tools describes September to November as typhoon and flood season, with March to August the best stretch. Da Nang has fewer international schools and specialist hospitals than the two big cities.
Check before you commit
Ask whether the building floods, where the backup generator is, and whether the landlord will put typhoon damage responsibilities in writing. Our Da Nang hidden costs and Da Nang rent guide go deeper.
2. Ho Chi Minh City — best for careers, schools and healthcare
Saigon is Vietnam's commercial capital and its biggest expat market. Thao Dien (old District 2) is the default for families, while Districts 1 and 3 suit people who want to be central. The first metro line, Ben Thanh to Suoi Tien, opened on 22 December 2024 with 14 stations over 19.7 km, which helps if you live along the eastern corridor.
Numbeo's page (updated 31 October 2026) shows about US$484 a month for a single person before rent, and city-center one-bedrooms around 16.8 million VND, the highest of the three big cities. Outside the center, the figure drops to about 7.7 million VND. Ookla's August 2026 index ranked the city 14th in the world for fixed broadband, with a median download of about 298 Mbps.
Who it suits
Families who need international schools, people working for local or regional employers, and anyone who wants top-tier private hospitals nearby. A May 2026 retirement guide from getwherenext names FV Hospital in Ho Chi Minh City among the country's leading private providers.
Trade-offs
Traffic, heat and noise. The nomada.tools guide calls Saigon "the big-city option" and is frank that it is loud. The rainy season runs roughly May to October.
Check before you commit
Time your commute at rush hour before signing. In Thao Dien, ask if the street floods in heavy rain. See our Ho Chi Minh City cost of living page.
3. Hanoi — best for culture and four seasons
Hanoi feels more traditional than Saigon, with lakes, old quarters and a real winter. Tay Ho (West Lake) is the main foreign neighborhood. Rents are lower: Numbeo shows one-bedrooms in the center around 9.9 million VND, though note that page was last updated in November 2025, so treat it as dated. Ookla's August 2026 figures put Hanoi fifth in the world for mobile speeds (median download about 493 Mbps), and two metro lines (2A and part of Line 3) run in the west of the city.
Who it suits
People who want history, a strong food culture, cooler months and lower rent than Saigon, and who can leave in the worst weeks of winter.
Trade-offs
Air pollution is the big one. IQAir reports Hanoi's 2024 annual PM2.5 average at 45 µg/m³, many times the WHO guideline of 5 µg/m³. It links the worst episodes to late November and December, when temperature inversions and light winds trap pollution. Winters (December to February) are also gray and damp.
Check before you commit
Budget for air purifiers in every bedroom and check whether the apartment seals well. If anyone in your household has asthma or heart conditions, talk to a doctor before you choose Hanoi. See Hanoi cost of living.
4. Hoi An — best for small-town pace
Hoi An is a heritage town about 30 km from Da Nang, and since July 2025 it has been administratively part of Da Nang. Life here revolves around the old town, rice fields and the nearby beaches. It suits people who work flexible hours or are retired.
Who it suits
Writers, retirees and remote workers who want quiet, can cycle most places, and are fine with a smaller social circle.
Trade-offs
A digital nomad guide updated in October 2026 notes that Hoi An's coworking options are limited and suit working holidays better than full-time work. Hospitals, international schools and the main airport are in Da Nang, so you will be driving there regularly. As part of Da Nang, it shares the September-to-November typhoon and flood season.
Check before you commit
Ask neighbors how high the water rose in recent floods. Test the fiber connection at the property, not just the café.
What would this move really cost you?
Use your own rent, insurance, transport and visa assumptions. Compare options before committing.
5. Da Lat — best for cool weather
Da Lat sits at about 1,500 m in Lam Dong province, with average temperatures between 14 and 23°C. Its rainy season runs May to October, and November to April is dry. That mild climate is the main reason people choose it over the coast.
Who it suits
Retirees and remote workers who struggle with tropical heat, gardeners, and anyone who wants a quieter, lower-cost base.
Trade-offs
It is small, hilly and far from the big cities, with a much smaller foreign community. Specialist medical care means traveling to Ho Chi Minh City. Numbeo has thin data for Da Lat, so get several local quotes rather than relying on online averages.
Check before you commit
Many houses lack insulation and heating, so ask how the property handles cold, damp months. Check the road access in heavy rain.
6. Nha Trang — best for beach life on a budget
Nha Trang is a resort city with a long urban beach and a clear seasonal pattern: a November 2025 cost-of-living guide from VinWonders places the dry season from January to August and the rains from September to December. It suits people who want long dry months by the sea in a smaller city than Da Nang.
Who it suits
Retirees and remote workers who prioritize the sea and a slower pace, and who are comfortable in a tourist-oriented city.
Trade-offs
Parts of the economy turn over with tourist seasons, and some neighborhoods feel built for short stays. The expat community is smaller, and international-standard healthcare is more limited than in the big cities.
Check before you commit
Look at apartments away from the main beach strip, where long-term rents are often lower. Confirm medical evacuation coverage in your insurance policy.
What to check before you decide
- Visa path: Confirm whether you qualify for visa exemption (citizens of the UK, France, Germany and several other European countries get 45 days) or need the e-visa, and plan every exit date before you sign a lease.
- Tax exposure: Spending 183 days or more in Vietnam in a year may make you tax-resident. Raise this with a qualified adviser before you arrive, especially if you are paid from abroad.
- Air and season: Check live AQI data for your chosen city during the season you will actually live there.
- Healthcare: Locate the nearest international-standard hospital and confirm your insurer works with it.
- Lease terms: Get in writing what the rent includes (management fees, internet, electricity rate) and how the deposit is returned.
- Budget: Run your numbers through our budget calculator.
FAQ
What is the cheapest city to live in Vietnam for expats?
Among the big cities, Hanoi shows the lowest city-center rents in Numbeo's data, though its page is older than the others. Smaller places such as Da Lat and Nha Trang are usually cheaper still, but online data for them is thin, so ask for several local quotes.
Can I live in Vietnam on a tourist e-visa?
Many foreigners do, but the e-visa is a visit visa of up to 90 days, not a residence permit. Retirement guides note that residence cards come only through routes such as investment, employment or family ties. Rules change, so check the official e-visa portal before each application.
Is there a digital nomad visa in Vietnam?
No. As of February 2026, Vietnam did not offer a dedicated digital nomad or remote work visa. A long-term "golden visa" has been proposed but not finalized. A special five-year visa exemption card exists under Decree 221/2025 for listed categories such as experts, investors and highly skilled digital technology professionals.
Which Vietnamese city has the best air quality?
The coastal cities generally fare better than Hanoi, which averaged 45 µg/m³ of PM2.5 in 2024 per IQAir. IQAir's national figure for 2025 was 29.7 µg/m³. Annual data for smaller cities is patchy, so use live readings.
Can foreigners buy property in Vietnam?
Foreigners cannot own land, but they can buy condominium units in their own name, subject to conditions. Use a lawyer and check the building's foreign-ownership allocation before paying anything.
Related guides
- Vietnam cost of living
- Vietnam visa requirements
- Best places in Vietnam for digital nomads
- Best places to retire in Vietnam
- Moving to Vietnam: startup budget
- Destination finder
Sources
- Vietnam visa requirements — Vietnam National Authority of Tourism — e-visa length (90 days) and fees (US$25/US$50), visa exemption list and durations
- New visa exemption policies effective 15 August 2025 — Vietnam National Authority of Tourism — 45-day exemptions, Decree 221/2025 special exemption card categories
- Vietnam Digital Nomad Visa (2026) — The Digital Nomad Asia — no dedicated digital nomad visa; golden visa still a proposal (updated Feb 2026)
- Vietnam retirement visa 2026: the honest truth — WhereNext — no retirement visa; residence routes; FV Hospital named (May 2026)
- Vietnam "Retirement Visa" — Thao & Co. — 183-day tax residency point; foreigners may buy condominiums but not land
- Cost of Living in Da Nang — Numbeo — monthly costs and rents (updated 28 Oct 2026)
- Cost of Living in Ho Chi Minh City — Numbeo — monthly costs and rents (updated 31 Oct 2026)
- Cost of Living in Hanoi — Numbeo — rents (updated 28 Nov 2025)
- Hanoi among top 10 most polluted cities — IQAir — Hanoi 2024 PM2.5 average, winter causes and timing
- Air quality in Vietnam — IQAir — 2025 national PM2.5 average
- Hanoi becomes world's fifth-fastest city for mobile internet — VietNamNet — Ookla August 2026 city and national speeds
- 2025 Vietnamese administrative reform — Wikipedia — 1 July 2025 merger, Hoi An into Da Nang, Vung Tau and Binh Duong into HCMC
- Ho Chi Minh City Metro — Wikipedia — Line 1 opening date, length, stations
- Hanoi Metro — Wikipedia — operating lines 2A and 3
- Da Lat — Wikipedia — elevation, temperature range, seasons
- Cost of living in Nha Trang — VinWonders — dry and rainy seasons
- Vietnam for nomads in 2026 — Nomada — Da Nang neighborhoods and seasons, Saigon and Hanoi neighborhoods
- Vietnam for digital nomads — VietnamTourism.com — Hoi An distance from Da Nang and coworking limits (updated Oct 2026)
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